1. What is North Wales Credit Union?

North Wales Credit Union is a savings and loans co-operative, owned and run by its members.
Members of North Wales Credit Union, can save, borrow and invest locally.
Money from each member allows the Credit Union to provide competitively priced loans to its members.
Surplus cash profit at the end of the financial year is returned to members in a dividend.

2. What North Wales Credit Union can offer you?

Products and Services in the community, for the community, owned by the community
Loans
Savings
Payroll Deduction Schemes
On Line Services

3. Savings

Instant Savings Account
Christmas Savings Account
Free Life Assurance (Terms & Conditions Apply)

4. Loans

Affordable loans at competitive rates (max loan £15,000)
No early repayment penalties
Free Life Assurance (Terms & Conditions Apply)
Choice of repayment terms
Decisions made by North Wales Credit Union staff
Free loan protection
Same day decisions can be made on loans up to £500

5. Junior savings

Parents/guardians can open a savings account for their child/ren.
Children are encouraged to save weekly to their account through their school.
Children are given the opportunity to represent North Wales Credit Union and actively encourage young savers by becoming representatives at their local school.
Young savers from time to time, take part in presentations, discussions and activities through North Wales Credit Union; helping them to see where their money is helping locally through investment in projects and community initiatives.